From the category archives:

Guest Post

Macro Events in Europe

May 16, 2012

Macro Update and Commentary: If you haven’t noticed, the yield on the 10 Year Treasury has remained firmly below 2%, which has mortgage and refi rates at record lows as well.  Most people that had the capability to refinance in recent years probably have already, but for those that haven’t, it probably won’t get any [...]

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Credit Card MUSTS for Businesses

May 1, 2012

In various facets of the business world, I’m still often surprised to see some businesses that do accept credit cards and others that don’t.  As technology has progressed, we’re seeing mobile swipe capability for smartphones while some businesses still don’t accept credit cards at all.  Just the other day, I was picking up a pizza [...]

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Mortgage Strategies While Rates Are Low

March 8, 2012

The following is a guest post on mortgage strategies while rates are at generational lows: It’s tough to ignore what’s going on with mortgage rates around the world right now. With Central Banks committed to keeping their lending rates low, mortgage rates, at least in most developed nations, continue to hover at generational lows.  There [...]

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Buying a Home from a Global Perspective

December 17, 2011

When buying a home, it’s reasonable to imagine that most people consider things like finances, budgeting, location, finding a trustworthy agent, getting a mortgage, dealing with movers. All these things make up the localized tasks that are a necessary part of the process. And while obviously such things must be dealt with, I’d like to [...]

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Some Thoughts on Insurance

November 28, 2011

As I set out to embark on a trip to India in December, of course, my wife’s thinking the worst while I’m just psyched to see some neat stuff outside the routine business meetings.  That being said, of course, my mind wanders to whether my family would be equipped to deal with some unforeseen event, [...]

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Would Tort Reform Really Solve Healthcare Woes?

November 16, 2011

For regular readers of this blog and others that I author, you’re aware that I’m a big proponent of personal responsibility and taking costs out of the system (government, healthcare, investment costs, whatever).  So, I’ve always been a big proponent of “tort reform” and was disappointed tremendously when Obama passed what was termed Healthcare “Reform”, [...]

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5 tips to cope with higher energy bills this winter

October 30, 2011

The following was a guest post highlighting energy tips for the winter: Every year the cost of heating your home increases. Finding the cheapest gas and electricity is essential. The bills get higher and the winters seem colder. The slow economy does not help the situation and neither does the rising cost of oil. There [...]

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Money saving tips: 5 up-cycled Christmas gift ideas

October 26, 2011

Up-cycling is a fancy way of saying re-purposing, which quite honestly is a fancy way of saying, use the old stuff you have to make cool new stuff you want. Up-cycle and save. Up-cycling for 25-50 % of your Christmas gift list will save hundreds of dollars. Jewelry A pair of earrings using recycled or [...]

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Things to Consider with Mortgages and Refinancing

October 9, 2011

The following is a guest post by Emortgage Calculator, which provides mortgage calculator tools and comparison data for “whole of market” advisers: With financing rates at record lows the world over, tougher lending requirements seems to be the primary barrier for most that are interesting in the space.  For people that do qualify, new home [...]

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